I have always loved New Year's resolutions. Especially because they can be phrased so vaguely, like:

1. Lose weight - no mention of how much or when this is supposed to take place. So for example, if I lose 5 pounds in January and then do nothing all year it would still fulfill my resolution.

2. Reduce debt - does switching balances over to lower interest credit cards count?

3. Be more charitable - unloading a box of clothes I don't like anymore at Goodwill is still charity, right?

The experts say we should be more focused on small, realistic goals that we will stick to through the year and hopefully beyond. They also recommend that we tell someone our goals so that they will hold us accountable. Today my friends, I'm telling you my ten New Year's resolutions.

1. I will not roll my eyes at unsolicited advice, but instead look for the grains of truth. I can think of a few relatives that will be happy to hear this.

2. I will not be suckered into any large purchases, even the ones where I Do Not Pay Until 2012. If I can't afford them now, how will I be able to pay it off when my kids are teenagers?

3. I will stop losing keep working on not losing my temper. Which leads to...

4. I will drive on the interstate less often, and avoid rush hour at all costs.

5. I will improve my eating habits. However, I will also stop worrying about whether I should take that second piece of birthday cake. Celebratory calories don't count anyway.

6. I will take a greater interest in world events. When surfing msn.com, for example, I will at least skim through the news headlines before scrolling down to the entertainment gossip.

7. I will learn to accept compliments graciously.

8. I will stop worrying about the gradual effects of age. That's what Clairol and a great pair of jeans are for.

9. I will focus on spiritual growth rather than financial gain.

10. I will really really try to keep at least one of these resolutions.

That's for 2008. For tonight, I resolve to sit in my hot tub, drink champagne and eat the rest of the Christmas chocolate with my husband, ringing in the new year quietly and without a lot of fuss. Because my real New Year's resolution is to enjoy life more, and there's no better time to start than right now.

Happy New Year!